About us
A brokerage built the way we wish someone had built one for us.
We're a Florida-based, nationwide health insurance team. Independent, licensed in 30+ states, and quietly obsessed with making coverage feel less like a maze and more like a plan.
Our story
It started with a denied claim and a stubborn question.
After a year of fighting an insurer over something that shouldn't have been a fight, our founder Fabrice got licensed to figure out how the system actually worked. What he found changed how we run this practice today.
Most people aren't underinsured because they're careless — they're underinsured because nobody ever explained the tradeoffs in language they could trust. We've spent the last decade fixing that, one household and one small business at a time.
Today our team works with families, freelancers, traveling nurses, truckers, realtors, and small employers across more than 30 states. The carriers change, the products change, but the playbook is the same: listen, teach, recommend, stay.
What we believe
Four principles, every conversation.
Listen first
We start every consult with your story — doctors, meds, budget, fears. The plan comes after.
Teach, don't sell
You should understand the policy you sign. We slow down until you do.
Stay independent
We're not captive to any carrier. The best plan for you is the only one we recommend.
Stick around
Same advisor through every renewal, claim question, and life change.
Licensed in 30+ states.
Wherever life takes you, your advisor goes with you. We handle multi-state households, remote teams, and snowbirds with one phone call.
Talk to our teamCoverage that fits — without the runaround.
Tell us a little about your situation. We'll come back with a plan, a price, and zero pressure.